Refinancing your mortgage can be an amazing tool to help you achieve your goals, big or small! Refinancing your mortgage can be for numerous reasons which includes reducing your mortgage payment amount, taking advantage of a lower interest rate compared to what you have existing, consolidating debts, withdrawing equity to help fund a down payment on another property, your children’s education, and so much more.

What is Refinancing?

Refinancing is the process of replacing your existing mortgage with a new one that has a different interest rate, duration, and amortization schedule. The main reasons why individuals refinance their homes are to free up money for expensive purchases, improvements, or to combine debt into one affordable payment with a reduced interest rate.

What Are The Benefits of Refinancing?

  • Reduce overall interest costs

    You may consolidate higher interest rate debts into one, lower rate mortgage as the interest rate on a mortgage is often lower when compared to the interest rates available on unsecured credit products.

  • Access available equity from your home

    To access funds for large expenditures, home improvements, and other capital allocations, unlock the equity in your property and put your money to work.

  • Cash flow relief

    We know that life throws us curveballs, whether we anticipate them or not. A refinance can help provide cashflow relief in numerous ways which includes reducing your mortgage payment amount, debt consolidation, and financial flexibility.

What our customer says

“The benefit of using a mortgage broker is that they can help me negotiate with all the lenders so you don’t have to. I was able to refinance with the best terms and rates available.”

- Anna White

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