Applying for a mortgage pre-approval online can be a terrific way to get the process started when you’re seeking to purchase your next home. You can quickly apply online, by phone, or in person at our head office.

Why Get Pre-Approved for a Mortgage With Us?

Rate Hold for 120 Days

Eliminate the fear of rising interest rates while you’re property shopping.

Know Your Budget

Understand your purchasing power based on your unique details.

Shop with Confidence

Having a pre-approval gives you additional negotiating power and an advantage over other buyers.

How to Get Pre-Approved for a Mortgage?

1

Prepare your information

To assist us in determining how much and at what rate you can borrow, we’ll need some personal information from you.

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2

Contact us

When you’re ready to get started, you may apply online or request to speak to one of our mobile Mortgage Brokers.

3

Start home shopping

After you submit your information, we will respond to you within a day or two and your terms will be locked in for 120 days.

What is required for pre-approval?

  • Canadian Government ID:

    Driver’s licence or passport

  • Employment:

    Pay stub if you are employed or notice of assessment if you are self-employed

  • Down payment:

    Down payment & source of funds

  • Assets:

    Bank accounts, investments, vehicles & other real estate

  • Liabilities:

    Credit cards, line of credits & loans

What our customer says

“NXT help me negotiate rates, find the best mortgage that suits my needs from various lenders, and guides me through the application process from start to moving into my first home.”

- Emily Anderson

Pre-Approval in Minutes