Today's Lowest Mortgage Rates

Compare current mortgage rates in Ontario for free. Canadians trust NXT Financial every day to save them thousands of dollars per year by comparing products with us.

5-YEAR FIXED RATE Mortgage

As low as

4.09%

5-YEAR VARIABLE RATE Mortgage

As low as

4.80%

Mortgage
Amount

Term Rates From Payments as low as
1-YEAR 5.44% / mo
2-YEAR 5.14% / mo
3-YEAR 4.09% / mo
4-YEAR 4.29% / mo
5-YEAR 4.09% / mo

For illustration purposes only. Calculation is based on 30 years amortization.

Featured Rates

1-YEAR FIXED RATE Mortgage

5.44%

3-YEAR VARIABLE RATE Mortgage

5.00%

5-YEAR FIXED RATE Mortgage

4.09%

5-YEAR VARIABLE RATE Mortgage

4.80%

How It Works

1

Apply in Minutes

Apply online using our quick application link. After that, we will arrange a mutually convenient time for you to speak with one of our experienced mortgage brokers.

2

Review Your Options

Receive your financing options conveniently once your application and requested documents are submitted. From application to document collection to mortgage closing, NXT Financial will be there for you at every step of the way.

3

Obtain Your Mortgage

Obtain your mortgage approval and close your mortgage. Congratulations! You can reach our team of knowledgeable mortgage agents and brokers at any time by phone or email.

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Same Mortgage Features.
Simply Better Service.

NXT Financial understands that each borrower has unique preferences and needs. We strive to educate our customers and help navigate the ever-changing lending landscape, all while providing exceptional customer service!

NXT Financial vs. Other Brokerages

We’re committed to assisting you in achieving your next financial goal with great rates, lower fees, unmatched service, and outstanding loan assistance.

What Our Customers Say

“The best way to describe Brenda and her entire team is OUTSTANDING!!! We have worked Brenda and her team for years dealing with our most important asset , buying a home!! The dedication/knowledge and most importantly the care they have shown us as a family has far beyond exceeded our expectations. We have bought and sold many locations and there is one group we have always depended on and that is NXT. The only referral we have made to friends and family has been Brenda and we will continue to support this great group!!! Your in good hands with this great company.”

– Mike Tasevski

Access to more lenders

“Daniel Cece was a wonderful agent to work with. He was so responsive, professional, and answered any and all questions promptly. He helped us find the product that was right for us, and even set us up on a call with the bank itself to answer particulars. He was available at any time and made the process of securing a mortgage so smooth. We would highly recommend using his services! Thank you Daniel!!!”

– Hayley Lipworth

Brokers are a one-stop shop

“Inderraj Saini has been our mortgage broker for the past several years. I can’t say enough about his professionalism and care for his clients. He goes above and beyond to get us the best rate and helps in every step of obtaining a mortgage, and renewing a mortgage. This can be an overwhelming process, however we always felt at ease knowing that Inderraj Saini was looking after our needs. He’s very knowledgeable and always checks in. I would recommend him to anyone looking for assistance with their mortgage. Thank you Inderraj!”

– Antonina Mendola

Lower rate and save thousands

Compare the best current mortgage rates in Canada for free.

PRE-APPROVAL

KNOW WHAT YOU CAN AFFORD

Get Started

FIRST TIME HOME BUYERS

WE MAKE YOUR FIRST MORTAGE SIMPLE

Get Started

BUYING YOUR NEXT HOME

A SPEEDY MORTGAGE WITH GREAT ADVICE

Get Started

RENEWALS & TRANSFER

THIS TIME, GET A LOWER RATE

Get Started

REFINANCE YOUR HOME

GET A LOWER RATE FOR ALL YOUR DEBT

Get Started