Today's Lowest Mortgage Rates

Compare current mortgage rates in Ontario for free. Canadians trust NXT Financial every day to save them thousands of dollars per year by comparing products with us.

5-YEAR FIXED RATE Mortgage

As low as

4.74%

5-YEAR VARIABLE RATE Mortgage

As low as

6.05%

Mortgage
Amount

Term Rates From Payments as low as
1-YEAR 6.59% / mo
2-YEAR 5.44% / mo
3-YEAR 4.94% / mo
4-YEAR 5.04% / mo
5-YEAR 4.74% / mo

For illustration purposes only. Calculation is based on 30 years amortization.

Featured Rates

1-YEAR FIXED RATE Mortgage

6.59%

3-YEAR VARIABLE RATE Mortgage

6.15%

5-YEAR FIXED RATE Mortgage

4.74%

5-YEAR VARIABLE RATE Mortgage

6.05%

How It Works

1

Apply in Minutes

Apply online using our quick application link. After that, we will arrange a mutually convenient time for you to speak with one of our experienced mortgage brokers.

2

Review Your Options

Receive your financing options conveniently once your application and requested documents are submitted. From application to document collection to mortgage closing, NXT Financial will be there for you at every step of the way.

3

Obtain Your Mortgage

Obtain your mortgage approval and close your mortgage. Congratulations! You can reach our team of knowledgeable mortgage agents and brokers at any time by phone or email.

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Same Mortgage Features.
Simply Better Service.

NXT Financial understands that each borrower has unique preferences and needs. We strive to educate our customers and help navigate the ever-changing lending landscape, all while providing exceptional customer service!

NXT Financial vs. Other Brokerages

We’re committed to assisting you in achieving your next financial goal with great rates, lower fees, unmatched service, and outstanding loan assistance.

What Our Customers Say

“NXT help me negotiate rates, find the best mortgage that suits my needs from various lenders, and guides me through the application process from start to moving into my first home.”

– Emily Anderson –

Access to more lenders

“After building equity in my first home. NXT was able to show me how to refinance and find a lender that is investor friendly to help me get another mortgage to buy my first condo investment rental.”

– Eric Wang –

Brokers are a one-stop shop

“Lucky I contact NXT before renewing with my mortgage with my existing bank. NXT was able to find me a better rates and terms with another lender that save me thousands in interest.”

– Hank Freeman –

Lower rate and save thousands

Compare the best current mortgage rates in Canada for free.

PRE-APPROVAL

KNOW WHAT YOU CAN AFFORD

Get Started

FIRST TIME HOME BUYERS

WE MAKE YOUR FIRST MORTAGE SIMPLE

Get Started

BUYING YOUR NEXT HOME

A SPEEDY MORTGAGE WITH GREAT ADVICE

Get Started

RENEWALS & TRANSFER

THIS TIME, GET A LOWER RATE

Get Started

REFINANCE YOUR HOME

GET A LOWER RATE FOR ALL YOUR DEBT

Get Started